The happenings "inside" the Wisconsin State Treasury and across the street at the State Capitol

Posts tagged “ebay

Treasurer’s Top 5: Monroe County


Monroe County Sparta

Sparta in Monroe County, “The Bicycling Capital of the World.”

This week, we travel to Monroe County.  Here’s a look at the Top 5 people and businesses there with unclaimed assets. Do you see anyone on this list you know?  If so, have check out  www.wismissingmoney.com and search their name to make a claim.  They can also call 855-375-CASH (2274)

Monroe County

Richard W. Johnson

PIC Investment Club

Quinn P Clark

Richard O and Mary Jane Hem

James McEssy

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Wisconsin Saves Fun Tip: “Slow and Steady” Saving for Retirement


Small Logo CroppedThe Wisconsin Office of the State Treasurer proudly teams up with WWBIC (Wisconsin’s Womens Business Initiative Corporation) for “Wisconsin Saves.” Each week, we will share with you a savings tip courtesy of WWBIC.  This week, what it takes to properly save for RETIREMENT.

Keep in mind that slow and steady wins this race. Even modest monthly contributions to a retirement account for 30 to 40 years can, in part because of the miracle of compound interest, easily lead to an accumulation of several hundred thousand dollars.WWBIC


Money Matters: The Cost of Credit


credit cards

The Office of the State Treasurer keeps an eye on Wisconsin’s money and we’d like to help you keep an eye on yours with the help of our friend at www.practicalmoneyskills.com.

Credit cards offer many advantages. There is the convenience of being able to buy needed items now and the security of not having to carry cash. You also receive fraud protection and in some cases rewards for making purchases.  In February, we’ve learned credit terminology, the pros and cons of using credit.  Now, you want to know how much it will really cost you to use? 

If you don’t pay off your credit card balance every month, the interest assessed on your account means you may be paying more than you expect. And if you spend beyond your means, the resulting interest and debt can become significant.

See how much extra you might pay on a $1,000 credit card purchase with varying interest rates:

Total Purchase Amount
This is the balance due on your credit card.
$1,000
$1,000
$1,000
Credit Card APR
This is the annual interest rate on your credit card.
10%
15%
25%
Monthly Payment
This includes paying just the minimum monthly payment, calculated in this example as $40.
$40
$40
$40
Number of Months to Pay Off Purchase Amount*
This is how long it will take you to pay off the entire balance.
29
31
36
Total Finance Charge
This is the total amount of money you will pay just in interest.
$126
$207
$427
Total Cost
This is the final amount you will pay for your purchase.
$1,126
$1,207
$1,427


Money Matters: Where Do I Find the BEST Cyber Monday Deals?!


cybermonday-getty

Ok, so you aren’t the shop-til-you-drop, elbow-throwing, Black Friday type. Maybe you’d rather re-watch 90′s TV on NetFlix while you browse for deals. Don’t fret, the web is full of people trying sell you stuff.  Our friends at www.wired.com shared their collection of holiday gear deals!

CLICK HERE to see them!


Money Matters: 13 POST Holiday Shopping Apps to Save $!


13 free apps you need for the post holiday-shopping season

Gift-list generators

(Most apps in the “gift” category are Christmas-themed, but that doesn’t mean you can’t use them for any holiday or occasion.)

Santa’s Bag – Christmas Gift List simplifies the process of managing your gift recipients, shopping, and budget lists. Quickly create gift profiles by selecting recipients from your phone’s contacts or Facebook profile. You can save each recipient’s favorite store and clothing size. And if simply checking an item off your to-do list isn’t specific enough, you can track the status of each gift: what you’ve bought, wrapped, and given. To ensure your gifts stay a surprise, you can password-protect the app. For iOS.

Christmas Gift List also lets you track gift ideas and budgets while password-protecting your plans. Add gift recipients, and set a budget per person or gift. If you’re giving abroad, this app supports multiple currencies. This app proves that by letting you share your lists via email, social media or Evernote. And at the end of the year you can archive your gift lists and start fresh. For Android.

For more tips and lots of deals, visit our post guide to holiday shopping.

Shopping assistants and discount aggregators

Groupon is the digital-deal site you already know and love; this is the app version. For the gift-giving season, you can easily sort through deals under $50, for him or for her, or by recent promotion. In fact, Groupon’s offering 50 percent off your favorite magazine for a limited time. For iOS and Android.

ShopAdvisor tracks the price trend of products so you don’t have to. You can add that Nintendo 3DS game console your niece wants to your WatchList, and get an alert when the price drops down to what you’re willing to pay. In the interim, you can compare prices across retailers, and see what the average consumer ratings are. For iOS and Android.

Coupon App by Shopular and Black Friday Coupons Shopular let you leave the paper circulars at home and bookmark the deals from your favorite retailers right on your phone. Not sure if that cologne set is still on sale at Macy’s (which, by the way has one of the best loyalty-card programs)? No problem! With the wonders of geo-locating, this app pushes relevant deals to your smart phone as soon as you walk into the store. With more than 140 retailers participating, you’re sure to snag a deal or two. It even has a special section just for Black Friday circulars. For iOS and Android, respectively.

Smoopa Shopping is a price-checker app that puts you in control—and actually makes the process fun. It leverages the power of real-time aggregation by having the app users submit prices of items they’ve just purchased in store. You can also follow other user feeds and build collections of your favorite items. Just virtually scan a barcode or search for an item, pin it to a collection, and post the price you paid. But if building collections isn’t your thing, you can still benefit: If a store has the best deal on a product, a green button appears. If it doesn’t, Smoopa will give you a yellow button and show you where to score a better deal. For iOS and Android.

RedLaser is a mash-up of Smoopa and Shopular. Created by eBay, this app lets you browse online circulars and coupons, compare deals across retailers, search by the nearest stores with the best prices, and even store loyalty cards all in one app. You can also create and share shopping, gift and wish lists with your friends and family. For iOS and Android.

App safety tips

  • To protect your phone against apps that may not be as private or safe as you’d wish, check our story on mobile security apps.
  • How app-savvy are you? Take our quiz, “Would you download this app?” to find out.
  • Regularly check for updates for your apps—and your mobile OS.

Parking-spot locators

Find my car! Free and MyCar Locator Free are two of our favorite parking apps for college students, but the same benefits apply. These apps quickly record when and where you’ve parked, and store it in your smart phone for later. So when you leave the mall in a fog after that annual last-minute shopping marathon, you can avoid wandering aimlessly through the vast parking lot, because these apps give you walking directions to find your vehicle again (aided by Google Maps). Find my car! Free also has a timer to remind you when your metered parking is going to expire. For iOS and Android, respectively.

Finance helpers

Discount Calculator (by ChuChu Train Productions) and Discount Calculator (by InfoLife, LLC.) are the apps you’ll be grateful for during your in-store shopping spree. Instead of guesstimating how much that Ninja Master Prep blender will cost you—plus tax, but after taking that extra 10 percent off at check-out—these calculators will do the math for you. Create a shopping list and input all of the prices to learn the exact dollar amount you’ll be spending. For iOS and Android, respectively.

Mobile Banking apps come in handy when you need to instantly access your accounts. Available from most major banks (including Bank of America, Capital One, Chase, and Wells Fargo), they allow you to transfer funds, deposit checks and pay bills with the tap of a finger. So you can stress less with making it to the bank before closing when you’re stuck in the that traffic jam during the holidays retailers call a return line. For iOS and Android.


June 2012 Treasury Notes


This month’s Treasury Notes is out!

Click here to read the most recent newsletter!


May 2012 Treasury Notes


What’s the latest from the Office of the State Treasurer of Wisconsin?

Click here to read this month’s Treasury Notes!