The happenings "inside" the Wisconsin State Treasury and across the street at the State Capitol

Posts tagged “http://www.wwbic.com/

Wisconsin Saves Fun Tip: Review Your Credit Report


OST Design large sealThe Wisconsin Office of the State Treasurer proudly teams upWWBIC Logo 2014 with WWBIC (Wisconsin’s Womens Business Initiative Corporation) for “Wisconsin Saves Fun Tip.”

Starting a New Year is a GREAT time to start putting your fiscal house in order.  The month of January, we will focus on tips to do just that.

This week,  Reviewing your credit report may not seem like a savings tip, until you consider how much extra you could be spending on a high-interest loan due to errors on your credit report!  If you’ve never reviewed your own report, I would suggest starting by obtaining a copy of all three major reports from AnnualCreditReport.com.  Once you’ve taken care of any initial issues or errors, begin pulling one credit report every four months.  This way, you’ll never go longer than four months without reviewing one of your credit reports.  In the event someone attempts to steal your identity, your credit won’t be a train wreck before you can identify the issue and control the damage.  Bonus tip:  Save the money you pay toward monthly credit monitoring and do it yourself!


Wisconsin Saves Fun Tip: GETTING YOU GAS, Week 1


OST Design large sealThe Wisconsin Office of the State Treasurer proudly teams up with WWBIC (Wisconsin’s WomensWWBIC Business Initiative Corporation) for “Wisconsin Saves Fun Tip.”

The entire month of September, we are committed to GETTING YOU GAS FOR LESS!  This week, it’s all about HOW you pay for it. 

When you purchase gas this month, the right form of payment may make all the difference!  Several credit cards are offering great rebates, but most are only good through the end of September.  Chase Freedom and Discover Card are both offering 5% cash back while deals beyond September include American Express’ Blue Cash Preferred and Bank Americard that offer 3%.  With the average gallon of gas in Wisconsin up to $3.48, every penny counts!  Just remember… if you don’t normally purchase gas on credit, be sure to set aside the cash each week for the bill at the end of the month – it doesn’t become fun money!

 

 

 

 

 


Wisconsin Saves Fun Tip: Keep Your Cool!


OST Design large sealThe Wisconsin Office of the State Treasurer proudly teams up with WWBIC (Wisconsin’s WomensWWBIC Business Initiative Corporation) for “Wisconsin Saves Fun Tip.”

The entire month of July, we are committed to helping you KEEP YOUR COOL and SAVE! 

Here’s how you can start this week: 

  • Install a programmable thermostat for central air – raise your home’s temperature when you are away and save big money by not cooling an empty home!  According to MGE.com, this can save you 20 to 60 cents per hour!  You can buy one for between $30 and $100 at your local hardware store if you don’t have one already.

thermostat

 For more information on how to be a Wisconsin Saver, log onto our website:  www.wismissingmoney.org or www.wwbic.com.

 

 


Wisconsin Saves Fun Tip: Keep Your Cool!


Small Logo CroppedWWBIC

The Wisconsin Office of the State Treasurer proudly teams up with WWBIC (Wisconsin’s Womens Business Initiative Corporation) for “Wisconsin Saves.” This week, how you can become a saver courtesy of WWBIC.

 

Keep your cool! Run heat-generating appliances like ovens and dryers early in the morning or late at night. Or better yet, not at all: A clothesline will save the $100 a year it can cost to run your dryer. And ditch your incandescent for cooler CFL or LED light bulbs.

 

 

oven

 

 


Wisconsin Saves Fun Tip: How To Become A Saver


Small Logo CroppedWWBIC

The Wisconsin Office of the State Treasurer proudly teams up with WWBIC (Wisconsin’s Womens Business Initiative Corporation) for “Wisconsin Saves.” This week, how you can become a saver courtesy of WWBIC.

To start, simply CLICK HERE


Wisconsin Saves Fun Tip: Create Your Budget


 

Small Logo CroppedThe Wisconsin Office of the State Treasurer proudly teams up with WWBIC (Wisconsin’s Womens Business Initiative Corporation) for “Wisconsin Saves.” Each week, we will share with you a savings courtesy of WWBIC. Now that we’ve armed with 5 Strategies to Save Money, it’s a great time to examineWWBIC CREATING A BUDGET!  Here’s how:

Create Your BudgetNow you know where your money is actually going. But is it going where it should? Create a budget that you can stick to. Look at places you can cut back in order to pay down high-interest debt and save. Not sure where your money should be going? Check out our Budget Worksheet.


Wisconsin Saves Fun Tip: Stick to Your Budget


Small Logo CroppedThe Wisconsin Office of the State Treasurer proudly teams up with WWBIC (Wisconsin’s Womens Business Initiative Corporation) for “Wisconsin Saves.” Each week, we will share with you a savings courtesy of WWBIC. In January,  we armed with 5 Strategies to Save Money.  All this month, we’veWWBIC showed   you how to create a budget.  Now, it’s time to stick to it! 

Here’s How to Stick to Your Budget 

Putting together a budget is easy: the harder part is sticking to it. The key to this is to go back to step one and keep track of your spending. Each week, check your finances to make sure you are staying within your budget. You can do this by using a cash, or envelope system. You can also keep track with a software program, or you can simply use pen and paper to keep track of your spending.

No matter how you do it, it’s important to find a system that works for you and stick to it.