Starting a New Year is a GREAT time to start putting your fiscal house in order. The month of January, we will focus on tips to do just that.
This week, Reviewing your credit report may not seem like a savings tip, until you consider how much extra you could be spending on a high-interest loan due to errors on your credit report! If you’ve never reviewed your own report, I would suggest starting by obtaining a copy of all three major reports from AnnualCreditReport.com. Once you’ve taken care of any initial issues or errors, begin pulling one credit report every four months. This way, you’ll never go longer than four months without reviewing one of your credit reports. In the event someone attempts to steal your identity, your credit won’t be a train wreck before you can identify the issue and control the damage. Bonus tip: Save the money you pay toward monthly credit monitoring and do it yourself!