Wisconsin Saves Fun Tip: Become a Wisconsin Saver!
The Wisconsin Office of the State Treasurer proudly teams up with WWBIC (Wisconsin’s Women Business Initiative Corporation) for “Wisconsin Saves.” Each week, we will share with you a savings tip courtesy of WWBIC.
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Treasurer’s Top 5: Crawford County
This week, we travel to Crawford County. 
Here’s a look at the Top 5 people and businesses there with unclaimed assets.Do you see anyone on this list you know? If so, have check out www.wismissingmoney.com and search their name to make a claim. They can also call 855-375-CASH (2274)
Crawford County
Carl R Rabe
Karen Kvalheim
Marian Updike
Doug Himrichs
Mabel Schlicher
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Wisconsin Saves Fun Tip: College Costs Alot But Fun Doesn’t Have To
The Wisconsin Office of the State Treasurer proudly teams up with WWBIC (Wisconsin’s Women Business Initiative Corporation) for “Wisconsin Saves.” Each week, we will share with you a savings tip courtesy of WWBIC.
If you’re a college student, you can take advantage of college or youth discounts at museums, movie theaters, and even while traveling! Often all you have to do is ask and show your college ID.
Treasurer’s Top 5: Clark County
This week, we travel to Clark County. Here’s a look at the Top 5 people and businesses there with unclaimed assets.Do you see anyone on this list you know? If so, have check out www.wismissingmoney.com and search their name to make a claim. They can also call 855-375-CASH (2274)
Clark County
Anthony J Gressick
Kenneth Kirschner
Harold Vogt
Barbara Urbana
Randall and Cathy Richmond
Money Matters: Is Spring Cleaning Worth Your Time?
It can be both satisfying and overwhelming to scrub every stain, spot, nook and cranny of our homes in some massive Spring cleaning ritual. Our friends at Learnvest.com help us calculate if the desire to live in a sparkling, clutter-free home is worth the time we put into making it happen.
Give this a try: our time-worth calculator, you’ll quickly learn that sometimes it just doesn’t pay to scrimp and save if it costs you too much time.
In anticipation of the upcoming spring cleaning season, we wanted to know: When does it make sense to spend our own time brightening living spaces—and when is it wiser to just spend the money and hire someone else to do it?
To arrive at the right answers, we gathered intelligence from a variety of different sources to get estimates of how long certain classic spring cleaning tasks might take an average person to complete, and how much said tasks might cost if a professional tackled them for us.
According to a nationwide survey conducted by LearnVest and Chase Blueprint®, respondents said that they’re willing to spend $24 on a dinner entrée and $71 on a pair of shoes. Viewed through this lens, would you be willing to skip a few dinners out to hire someone else to help you sort through all those old shoes in your jam-packed closet?
A Few Notes on Our Spring Cleaning Numbers
All of the figures in our chart are estimates, of course, and will vary based on where you live. Since the size of someone’s space is a big variable, we asked our experts to estimate based on a two-bedroom, two-bath home, with an average-sized kitchen and living room.
Most of the tasks involve paying someone to do something for you, but a few involve getting someone to help you. When you hire a personal organizer, for example, you’re getting expertise on what to keep and what to toss—but you obviously can’t pay someone to go through your clutter and throw things out without your input.
Also note that, while we’ve broken down the cost of specific cleaning tasks, in most cases, you won’t be able to hire someone to come out for just one quick task. So although our experts broke out separate estimates for reference, you’ll need to buy a package through most services.
Introducing the experts: For cleaning rates, we spoke to Lariza Diaz of Sweeping Dimensions in the Chicago area. For details on having a personal organizer help you sift through your closet, we consulted Jeanne Fiorini of She’s NEAT in Maine and Suzanne O’Donnell of Los Angeles-based My LA Organizer. When it came to expertise on how to declutter piles of paperwork, we consulted Schae Lewis of Mission 2 Organize in Chicago. And for outdoor work—like window- and gutter-cleaning—we referred to the crowd-sourced wisdom of Costhelper.com.
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Wisconsin Saves Fun Tip: Pump Up Summer Saving–Check Your Tire Pressure
The Wisconsin Office of the State Treasurer proudly teams up with WWBIC (Wisconsin’s Women Business Initiative Corporation) for “Wisconsin Saves.” Each week, we will share with you a savings tip courtesy of WWBIC.
This week, Letting Your Tires Deflate- Gas is expensive, but air is free—and using enough of it can actually help you use less gas. According to the guys at Car Talk, your gas mileage is 0.4% worse for every pound that your tires are under-inflated. So if your tires are down by just ten pounds, you’re using 4% more gas—that’s an extra gallon for every 25 gallons that you buy!
Bottom line: Read your owner’s manual for the correct tire pressure for your car’s make and model, and check your tires regularly—especially in the wintertime, when tires lose pressure as the air gets colder.
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Treasurer’s Top 5: Chippewa County
This week, we travel to Chippewa County. Here’s a look at the Top 5 people and businesses there with unclaimed assets.
Do you see anyone on this list you know? If so, have check out www.wismissingmoney.com and search their name to make a claim. They can also call 855-375-CASH (2274)
Chippewa County
Karoline A Yeager
Martha S Vanek
C A Irwin
Christine Julson
Juanita M and Bernard P Kuhn
Money Matters: 4 Things to IGNORE When Investing
We get it. Investing can be intimidating. But it’s also something else: necessary. Our friends at Learnvest.com share with us the 4 Things to IGNORE When Investing.
Even if you’re not ready to craft your own extensive portfolio, there is a certain amount of investing that you can—and should—be doing to keep inflation from eating away at your savings. Smart investing will also allow you to more quickly achieve important life goals, such as buying a home, paying for college costs and saving for retirement.
But where do you start?
Since it’s easy to get sidetracked by bad advice or “get rich quick” schemes, we sat down with Brandie Farnam, a LearnVest Planning Services CFP®, to suss out the four influences that you should be wary of when investing—from hot stocks to quick moves.
Click here for video with tips!
FAQ Unclaimed Property: How Can I Avoid Having Unclaimed Property?
C ategory: Unclaimed Property HOW CAN I AVOID HAVING UNCLAIMED PROPERTY?Here are ten ways to ensure that your property is not turned over to our office: 1. Make sure that you update addresses with insurance companies, investor relations and utility providers. 2. Promptly cash all refund, rebate and dividend checks. 3. Respond to stock shareholder service requests for action. 4. Resolve insurance claims in full. 5. Identify co-owners or beneficiaries of financial and investment accounts. 6. Automaticwithdrawal for safe deposit box rental fees. 7. Purchase cashier’s checks and money order at finacial institutions where you have accounts. 8. Use store or vendor credits within 1 year. 9. Update financial/investment accounts following marriage, divorce, death of a spouse or name change. 10. Inventory type/location of financial assets and provide to trusted advisor/friend. |
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Treasurer’s Top 5: Calumet County
This week, we travel to Calumet County. Here’s a look at the Top 5 people and businesses there with unclaimed assets. Do you see anyone on this list you know? If so, have check out www.wismissingmoney.com and search their name to make a claim. They can also call 855-375-CASH (2274)
Calumet County
University of Internal Medicine Assoc. PSP
Andrew C Brown
Lois E Horton
Marianna Pinge
CR Jewelers Diamond Outlet
Treasurer’s Top 5: Columbia County
This week, we travel to Columbia County. Here’s a look at the Top 5 people and businesses there with unclaimed assets.Do you see anyone on this list you know? If so, have check out www.wismissingmoney.com and search their name to make a claim. They can also call 855-375-CASH (2274)
Columbia County
Martin Bartolac
Kenneth Storey
John H Cook
Earl McMahon
Catherine Palmer
FAQ: Why We Send 1099 Forms if You Have Claimed Property
Many people who claimed property in 2011 will start receiving 1099 forms in the mail for their taxes.
We are required by the Federal Government to report certain types of payments to the Internal Revenue Service (IRS).
If your payment included interest paid to you, you will receive an IRS 1099INTform.
If you received cash from the proceeds of the sale of stock or mutual funds, you will receive an IRS 1099-B form.
If your payment included any accrued cash dividends on securities, you will receive an IRS 1099-DIV form.
FAQ Edvest: What Are the Plan Fees?
With Edvest there are no sales charges,
start-up or maintenance fees.
An annual asset-based management fee will be paid to TIAA-CREF Tuition Financing, Inc. to cover the cost of investment management and administrative services. The estimated underlying fund expenses range from 0.0% to 0.37%. The Principal Plus Interest Portfolio has no annual asset based fees. Please note that the State of Wisconsin reserves the right to change the current fee and impose new or additional fees, expenses, charges or penalties in the future. For details on the management fee, please see fees and expenses.
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Wisconsin Saves Tip: Reduce Frequency of an Expense vs. Dollar Amount
The Wisconsin Office of the State Treasurer proudly teams up with WWBIC (Wisconsin’s Women Business Initiative Corporation) for “Wisconsin Saves.” Each week, we will share with you a savings tip courtesy of WWBIC.
Reduce the frequency of an expense instead of dollar amount. Instead of saying that you’ll cut takeout from $200 a month to $100 a month, commit to getting food to go less often. If you usually get takeout four times a week, cut back to two to three times a week. If you go out to restaurants three times a week, cut back to one to two times a week. When you’re trying to change, it’s easier to focus on the behavior than the dollars.
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