Starting a New Year is a GREAT time to start putting your fiscal house in order. The month of January, we will focus on tips to do just that.
This week, Reviewing your credit report may not seem like a savings tip, until you consider how much extra you could be spending on a high-interest loan due to errors on your credit report! If you’ve never reviewed your own report, I would suggest starting by obtaining a copy of all three major reports from AnnualCreditReport.com. Once you’ve taken care of any initial issues or errors, begin pulling one credit report every four months. This way, you’ll never go longer than four months without reviewing one of your credit reports. In the event someone attempts to steal your identity, your credit won’t be a train wreck before you can identify the issue and control the damage. Bonus tip: Save the money you pay toward monthly credit monitoring and do it yourself!
The entire month of October, we are committed to Technology Saving Tips! This week, to upgrade or not to upgrade.
Sometimes we upgrade our technology because it’s stopped working; too often it is to have the latest gadget. Stop upgrading so often to save some money. Compare what you have with what you need and make sure you’re not just buying the label. Search for tips online for how to rejuvenate your old equipment by restoring factory settings or cleaning the hard drive. This might be just the new gift to yourself you’ve been looking for!
The entire month of September, we are committed to GETTING YOU GAS FOR LESS! This week, it’s all about HOW you pay for it.
When you purchase gas this month, the right form of payment may make all the difference! Several credit cards are offering great rebates, but most are only good through the end of September. Chase Freedom and Discover Card are both offering 5% cash back while deals beyond September include American Express’ Blue Cash Preferred and Bank Americard that offer 3%. With the average gallon of gas in Wisconsin up to $3.48, every penny counts! Just remember… if you don’t normally purchase gas on credit, be sure to set aside the cash each week for the bill at the end of the month – it doesn’t become fun money!
The entire month of July, we are committed to helping you KEEP YOUR COOL and SAVE!
Here’s how you can start this week:
- Install a programmable thermostat for central air – raise your home’s temperature when you are away and save big money by not cooling an empty home! According to MGE.com, this can save you 20 to 60 cents per hour! You can buy one for between $30 and $100 at your local hardware store if you don’t have one already.
HOW DOES PROPERTY BECOME UNCLAIMED?
Property becomes unclaimed or abandoned when there has been no owner activity in relation to the account for a period of 5 years and when the owner has not been able to be contacted by the holder of that asset. A holder may include a bank, savings institution, credit union, insurance company, business or utility company.
The Wisconsin Office of the State Treasurer proudly teams up with WWBIC (Wisconsin’s Womens Business Initiative Corporation) for “Wisconsin Saves.” This week, how you can become a saver courtesy of WWBIC.
Keep your cool! Run heat-generating appliances like ovens and dryers early in the morning or late at night. Or better yet, not at all: A clothesline will save the $100 a year it can cost to run your dryer. And ditch your incandescent for cooler CFL or LED light bulbs.