What are the federal and state tax advantages?
The entire month of October, we are committed to Technology Saving Tips! This week, we take a look at those extended warranties retailers entice you with at the checkout and if it pays to purchase them. The answer is simple…
Skip the extended warranty: every time you purchase a new gadget, you’re likely presented with a retailer’s extended warranty or some form of insurance. In most cases, these warranties just aren’t worth it. If you’re clumsier than usual, it might work for you, but for the majority of us, it’s easier to start your own warranty/replacement fund. If you do purchase, be sure to read the fine print: does it cover theft? Water damage? Usual wear and tear?
This week, we travel to Racine County. Here’s a look at the Top 5 people and businesses there with unclaimed assets. Do you see anyone on this list you know? If so, have check out www.wismissingmoney.com and search their name to make a claim. They can also call 855-375-CASH (2274)
Gail M Lloyd
Ganton Technologies Incorporated
Renting an Apartment
Many great housing deals can be found this time of year, but if you’re not quite ready to buy Renting an apartment may be your best bet. While it doesn’t offer any investment potential, renting an apartment is the wisest financial choice for many people. Some may be saving for a down payment on a home, others may be unable to afford buying a home. For families or individuals who move often or for those not interested in the maintenance and repair of a home, renting can offer freedom to relocate and some relief from the costs of home ownership. No matter why an individual is renting, it’s a great idea to know about the financial and legal aspects. Our friends at www.practicalmoneyskills.com walk us through each step.
Some of the Numbers have changed as the Unclaimed Property Program is now being adminstered by the Department of Revenue. The Office of the State Treasurer is still responsible for promoting the program and is happy to answer any questions we can for you. However, at the request of the Department of Revenue, direct lines to claims processors were removed from our website and they asks you to call and general line. That number is:
Simplify your life and make consistent, automatic contributions to Edvest by setting up payroll deduction.
If you leave your employer, contributions will automatically stop. You have the option to start a new payroll deduction with your new employer, if allowed, or you can choose to add contributions to your account by check, an automatic contribution plan or electronic funds transfer at any time.
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The entire month of October, we are committed to Technology Saving Tips! This week, consider buying used or “refurbished” equipment, YES USED!
Consider buying refurbished equipment, particularly if it’s a model that’s been out for a while. Most manufacturers put returned equipment through rigorous testing and inspection to ensure their standard of quality. Make sure you purchase directly from the manufacturer or a reputable dealer and look for their “factory certified” seal of approval.